You will not be able to locate a profitable business that does not have business insurance coverage. Today more than ever, it is without question necessary to bear some mode of it, regardless of size or whereabouts. It does not make any difference if you operate out of your cellar, or if you are a big corporation in a skyscraper. The expanse of business insurance coverage is extremely large, with matters from litigation to malcontent employees. Everyday routines can backlash with enough impact to cause a crippling blast to the company. Typical example: You delegate a worker, to make a delivery using his or her private car, to a customer a few miles from the office. While travelling, they are involved in a collision. Guess which way the accusatory finger might, and many times aims? If an incident happens, and the employee is protected by auto insurance, the best protection you receive is equal to their extent of protection. If they do not have any auto insurance coverage, then it can be extremely bad news for the company.

We provide you with the security you need as a bond issuer. Daman Associates’ commercial property insurance helps businesses pay to repair or replace buildings, associated structures, and contents when these unfortunate situations happen.

Because the safety and financial security of your business and employees is crucial, it is very important to make sure you are getting the right policy. We will provide you with the information you need to make the right choices about your commercial auto coverage.

Once the limits of your commercial general liability insurance are reached and can go no further a commercial umbrella policy (or “excess liability”) can save you thousands and can rescue you from a financial disaster.

By law, any business with five or more employees must have a workers compensation policy. After we listen to the unique coverage and financial needs of your business, we can determine what policy will fit best, and then we search our top carriers to find it for you, at the rate you deserve.

Like workers compensation and property insurance, general liability coverage is essential to the future of your business. It pays for expenses and lawsuits when your business is sued for accidents and property damage.

Searching for the right business insurance policy for your business?  At Daman Associates Inc, the protection of your business and your employees is our highest priority. We will provide you with the information you need to make the right choices about your coverage. At Daman Associates Inc, we do the searching for you. After we listen to the unique coverage and financial needs of your business, we can determine what policy will fit best, and then we search our top carriers to find it for you, at the rate you deserve. Together we will discuss your coverage options and provide you with the information you need to make an informed decision. We work with multiple business insurance carriers to offer competitive rates and outstanding coverage for your business. Clients who carry more than one business insurance policy with Daman Associates will gain an even greater advantage by receiving multiple policy discounts!